It’s Time to Clean the Gutters

by Mary Shea Wilson on September 17, 2014

It is fall and that means it’s time to clean the gutters on your home. Removing the leaves that have fallen will keep your gutters flowing freely. This will help prevent ice dams or buildup of ice in your gutters and will help prevent expensive repairs.

Here are some tips on proper gutter maintenance.

  • Dress properly. Wear a shirt with long sleeves and gloves.
  • Use an extendable ladder with standoff stabilizers. This will keep the ladder from damaging the gutter.
  • Use a small plastic scoop to remove debris. You can buy a gutter scoop from the hardware store.
  • Dump the debris on to a plastic tarp. This will save your lawn from being ruined.
  • Flush the gutters and downspouts with a garden hose. Look for leaks as the water runs through the gutters

If you would like to keep your gutters clear in between cleanings install gutter covers. They come in the form of mesh screens, clip-on grates, or porous foam. Gutters with gutter covers will still require regular maintenance.

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How to Remove a Tax Lien

by Mary Shea Wilson on September 10, 2014

With the tax deadline come and gone it is important to know that not paying your taxes can have significant repercussions. Tax laws and even worse the fallout from not paying your taxes can be a complicated mess. You could get stuck with a tax lien, if this happens to you here are tips on what can you do to remove a tax lien?

First, what is a tax lien? It is a legal way for the IRS to get an individual to pay tax debt. Liens can be placed on personal or real property when you fail to pay taxes within a given period of time. The lien is usually filed at a local County Clerk’s office and is a public document. It can also be filed with the Secretary of State.

Through the lien the IRS gains legal claim on property until the lienor can pay the tax that is owed. Tax liens are not only inconvenient but they can also affect your credit rating. The sale of any personal property will also be difficult or even impossible.

Your top priority should be to remove a tax lien as soon as possible. Here is what you need to know:

1. You have 30 days to respond to a tax lien after receiving a “Final Notice of Intent to Levy”.

2. Tax liens can expire but this may not be the best option. For tax liens more recent than November 6, 1990, the tax lien becomes unenforceable after 10 years. For all liens prior to November 6, 1990, the tax lien becomes unenforceable after six years.

3. A tax lien can show on your credit report forever. Even if it expires the lien will remain on your credit report, whether the IRS acts upon it or not.

4. Pay the tax that is owed. If you choose this option, your tax lien should be removed within 30 days. It can be removed from your credit report as well.

5. Prove a financial hardship. If you can prove to the IRS that levying money in your bank account will cause more harm than good and that it may cause you to never be able to pay them what you owe them.

6. Your best option is to consult with a tax professional to help you create a realistic tax payback plan or correspondence with the IRS.

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Must Do Repairs Before You Sell Your Home

09.03.2014

You have made the decision to put your home up for sale. Before you stick the sign in the yard there are a few things you will want to do. Buyers can be picky and the competition can be stiff. So now is the time to do all the little repairs you’ve always meant to […]

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Setting an Asking Price for Your Home

08.27.2014

Setting a price for your home can be one of the most important decisions you make when placing your home on the market. The asking price can often make or break the sale. The asking price is part of the marketing of the home. Here are some tips on how to set the right asking […]

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How to Prepare for a Storm

08.20.2014

One thing is for sure you cannot control mother nature but you can control how prepared you are.  The weather can be unpredictable so it is important to prepare as best you can. Here are some things you can do when you know a storm is coming: Keep up-to-date on the weather conditions. Charge your […]

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Inexpensive Home Improvements

08.13.2014

Do the rooms in your home make you feel depressed? Do you feel they need to be completely refurbished? Every home can be transformed with  little touches, making it an abode that you always desires to be in. Here are some tips on how to spruce up your home.   Maintain Simplicity: Some people have […]

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How to Avoid Foreclosure

08.06.2014

When a homeowner first buys their home foreclosure is probably the furthest thing from their mind. Today’s economy has forced millions of homeowners into a potential foreclosure situation. There are many reasons why people go into foreclosure. Some of those reasons include: Job loss Unexpected death, illness or medical emergency Adjustable rate mortgage increase Unexpected […]

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Rental – 6 Delanson Circle Wellesley, MA 02482 is now new to the market!

08.05.2014

Space, Convenience and Privacy! This centrally located home sits amidst a circle of homes just off popular Linden Street and close to Wellesley Commuter Rail to Boston. Flexible space includes 4 bedrooms and 4.5 baths, eat-in kitchen, living room, dining room, office, sunroom and lots of bonus space. This property features 10 total rooms, 4 […]

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